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🇺🇸 United States vs 🇨🇦 Canada: $100,000 take-home pay

At $100,000 gross (single filer, 2026), estimated net is $77,050 for United States and $72,734 for Canada. 🇺🇸 United States keeps $4,316/year more.

Estimates approximate; 2026 tax model · Full United States vs Canada comparison guide · methodology

TL;DR — Key Takeaways

  • →At $100,000: United States take-home ≈ $77,050 vs Canada ≈ $72,734 (estimated, single filer).
  • →United States saves $4,316/year. Over 10 years at 7%: $63,790 more.
  • →At $100,000, United States's marginal rate reaches 22%.
  • →At $100,000, Canada's marginal rate reaches 21%.
  • →United States special regimes: Foreign Earned Income Exclusion (FEIE) — may significantly improve net pay.

Net Pay at $100,000 (2026)

🇺🇸

United States

$77,050

est. net take-home

Top rate: 37%

🇨🇦

Canada

$72,734

est. net take-home

Top rate: 33%

Annual delta at $100,000

🇺🇸 United States keeps $4,316/year more

Over 10 years at 7% compounding: $63,790 more wealth

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At $100,000: What Applies

  • →At $100,000, United States's marginal rate reaches 22%.
  • →At $100,000, Canada's marginal rate reaches 21%.
  • →United States — Foreign Earned Income Exclusion (FEIE): US citizens abroad can exclude up to $132,900 of foreign earned income from US federal tax (2026).

Key Tax Factors

Factor🇺🇸 United States🇨🇦 Canada
Top rate37%33%
Eff. rate at $100k18%26%
Taxation basisWorldwideWorldwide
Special regimesForeign Earned Income Exclusion (FEIE)None

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United States vs Canada at other salary levels

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Net pay figures are estimates based on 2026 income tax brackets and employee social contributions for a single filer with no dependents. Actual liability depends on deductions, state/local taxes, and treaty elections. See methodology.