🇦🇺 Australia vs 🇸🇬 Singapore: 2026 take-home pay
At $150,000 gross (single filer, 2026 model), estimated net is about $102,000 for Australia versus $127,500 for Singapore. Singapore EP holders keep ~$25,500 more than Australia at $150k
2026 tax data · Last reviewed: April 1, 2026 · Source: methodology
TL;DR — Key Takeaways
- →At $150,000 salary: Singapore (EP) take-home ≈ $127,500 vs. Australia ≈ $102,000.
- →Australia's effective rate at AUD 200k: ~32% income tax + 2% Medicare Levy.
- →Singapore EP holders pay only progressive income tax (~15% effective at this level).
- →Singapore is territorial; Australia taxes worldwide income of residents.
- →Both countries are English-speaking; Singapore offers proximity to Asian markets.
Net Pay at $150,000 Salary (2026)
| Country | Estimated net (USD) |
|---|---|
| 🇦🇺 Australia | $102,000 |
| 🇸🇬 Singapore | $127,500 |
🇦🇺
Australia
$102,000
estimated net take-home
Top rate: 45%
🇸🇬
Singapore
$127,500
estimated net take-home
Top rate: 24%
Annual delta at $150,000
🇸🇬 Singapore saves $25,500/year
Over 10 years at 7% compounding: $376,890 more
Capture this saving
Keep $25,500/year. See what moving to 🇸🇬 Singapore actually takes
That $25,500/year only kicks in once you qualify as a Singapore tax resident. Create a free account to save this comparison and get your personal relocation plan: how many residency days you need, which visa route fits, the exit-tax to check when leaving Australia, and the date your savings start.
Free account | 30-day Premium trial | no card
Planning one move, not full-time travel? Domicyle builds a one-time relocation plan too, not just nomad day-tracking.
Key Tax Differences
| Factor | 🇦🇺 Australia | 🇸🇬 Singapore |
|---|---|---|
| Top income tax rate | 45% | 24% |
| Effective rate at $100k | 28% | 10% |
| Taxation basis | Worldwide | Territorial |
| Special regimes | None | Not Ordinarily Resident (NOR) Scheme |
🇦🇺 Australia — Key Tax Facts
- →Income tax: 0% below AUD 18,200; 19%–45% progressive.
- →Medicare Levy: 2% of taxable income (standard; reductions apply for low earners).
- →Superannuation: employers must contribute 11.5% of earnings into the employee's super fund.
- →No income tax on first AUD 18,200 — significant for lower-income earners.
- →Worldwide taxation for tax residents; 2% Medicare Levy surcharge for those without private health insurance.
- →Capital gains discount: 50% reduction on gains if asset held >12 months.
🇸🇬 Singapore — Key Tax Facts
- →Income tax: 0%–24% progressive; no tax on first SGD 20,000.
- →Employment Pass (EP) holders pay NO CPF contributions — significant advantage for expats.
- →Citizens and PRs contribute 20% employee CPF + 17% employer CPF (capped at SGD 6,300/month ordinary wages).
- →Singapore taxes income sourced in Singapore; most foreign-source income is exempt.
- →No capital gains tax, no inheritance tax, no wealth tax.
- →Effective rate for EP holders at SGD 150k (≈ USD 112k): approximately 12%.
Calculate for your exact salary
Enter your income and compare Australia vs Singapore (and 50+ other countries) in real time.
🇦🇺 Australia vs 🇸🇬 Singapore at every salary
| Gross | 🇦🇺 Australia | 🇸🇬 Singapore | Annual gap |
|---|---|---|---|
| $50,000 | $44,050 | $37,875 | Australia $6,175 |
| $75,000 | $61,613 | $55,219 | Australia $6,394 |
| $100,000 | $76,200 | $76,380 | Singapore $180 |
| $125,000 | $88,760 | $96,359 | Singapore $7,599 |
| $150,000 | $105,025 | $117,430 | Singapore $12,405 |
| $200,000 | $136,067 | $158,347 | Singapore $22,280 |
| $250,000 | $165,125 | $197,630 | Singapore $32,505 |
| $500,000 | $300,500 | $385,880 | Singapore $85,380 |
More comparisons
Digital nomad tax planning hub — residency, FEIE & visa taxes →
Estimates assume a single filer with no dependents and no treaty benefits. Not tax advice. See methodology.